Policies sourced via insurer partnerships by giving efficient liquidity to policyholders who want to exit early.
Policies transferred into a trust/SPV structure
PTCs created from multiple policies with target IRR and tenure - all outflows and inflows defined at the outset
All investor transactions of premiums and benefits via single Trust account - reminders & support by ValuEnable team
Access tax-efficient, fixed-income alternatives with predictable long-term cashflows and strong downside protection.
Diversify portfolios with structured, insurance-backed debt offering stability and low correlation to markets.
Deploy capital into rated structured opportunities with defined cashflows and institutional-grade risk frameworks.
Optimize surplus capital with stable, long-duration investments designed for consistent yield and capital preservation.
ValuEnable is unlocking liquidity in insurance assets in a structured and transparent way. This platform bridges a critical gap between policyholders, insurers, and capital providers.
Secondary insurance policies offer great risk-return profile and ValuEnable platform is making it easily accessible.
What stands out about ValuEnable is their deep understanding of insurance products and customer behaviour. The platform simplifies complex financial decisions.
Clear Answers. Smarter Decisions.
Investors gain exposure to structured debt instruments (PTCs) backed by cashflows from assigned life insurance policies, held within a trust framework.
Returns are derived from policy-linked cashflows, including maturity benefits and death claims, structured into predictable payouts over time.
The structure is supported by underlying life insurance policies issued by regulated insurers, along with transaction design, trustee oversight, and defined payout mechanisms.
The AA+ rating reflects the strength of the transaction structure, cashflow visibility, and underlying asset quality, as evaluated by CRISIL.
