Blogs / Case Studies

Perspectives on industry trends, product innovation, and the future of insurance.

Featured Blogs

Talk of the Trade

IRDAI Annual Report 2024-2025

IRDAI FY25 data shows surrender payouts approaching 60% of new business premium, even as renewal premiums overtake fresh sales.
Others

Life Insurance Coverage Gap in India: White Paper

India's life insurance coverage stands at just 1.1–1.3x of GDP against an ideal of 10x — a profound protection gap that premium-based metrics alone fail to reveal.
Others

MGAs Are Coming to India

The rise of the MGA originally came from filling the gaps left behind by traditional insurers — providing coverage for things people want protected but would otherwise be unable to protect.

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AI Intelligence for Insurance Professionals

Talk of the Trade

IRDAI Annual Report 2024-2025

IRDAI FY25 data shows surrender payouts approaching 60% of new business premium, even as renewal premiums overtake fresh sales.
Quarterly Insurance Insights

Life Insurance Surrender Retention report: H1 FY'26

H1 FY'26 dashboard analyzes insurer-wise exits and drivers to improve product design and retention.
Quarterly Insurance Insights

Life Insurance Coverage Snapshot

Group business dominates, individual protection is rising, and sum assured trends are shifting fast.
Quarterly Insurance Insights

Life Insurance Persistency Report: 9M FY'26

Strong onboarding, weak long-term retention. Persistency trends reveal the gap the industry needs to solve.
Quarterly Insurance Insights

Life Insurance: Sum Assured report (12M FY'26)

Group business dominates, individual protection is rising, and sum assured trends are shifting fast.
Quarterly Insurance Insights

India's Life Insurance Market 2025

India’s life insurance industry reached ₹8.86 lakh crore in FY2024–25, growing steadily despite signs of market maturation.
Quarterly Insurance Insights

Retail New Buisness Insights: H1 FY'26

Reaching ₹539 bn, but policy counts fell 14%. A mixed performance led by stronger growth from emerging private players.
Quarterly Insurance Insights

Surrender Retention report: Q1 FY'26

Life insurance surrenders touched ₹60.5K Cr in Q1 FY’26 which is equal to 67% of new business premium for the same period.
Others

Life Insurance Coverage Gap in India: White Paper

India's life insurance coverage stands at just 1.1–1.3x of GDP against an ideal of 10x — a profound protection gap that premium-based metrics alone fail to reveal.
Quarterly Insurance Insights

Retail New Buisness Insights: 12M FY'26

India’s life insurance growth story is evolving with momentum increasingly driven by policy volumes rather than ticket sizes.
Quarterly Insurance Insights

Life Insurance: Sum Assured report (H1 FY'26)

Group business leads the way, with SBI Life showing a remarkable 107% growth.
Quarterly Insurance Insights

Life Insurance Persistency Report: 12M FY'25

After steady gains for 3 years, 13th month premium persistency dipped in FY'25 across top private insurers.
Quarterly Insurance Insights

Retail New Buisness Insights: Q1 FY'26

The top 6 private insurers control nearly 80% of the market, but growth is uneven—two have posted year-on-year declines in retail premiums.
Quarterly Insurance Insights

Retail New Business Sum Assured Trends: A Quarterly Snapshot

Retail sum assured growth offers a valuable indicator of how protection demand is evolving within the life insurance market.
Quarterly Insurance Insights

Life Insurance Persistency Report: H1 FY'26

H1 FY'26 data reveals strong early momentum, but sharp retention drops at 25, 37, and 61 months—underscoring the importance of post-sale engagement.
Quarterly Insurance Insights

Life Insurance Surrender Retention report: 9M FY'26

In 9M FY'26, surrenders across LIC and top private insurers hit ₹1,807 BN—nearly 61% of new business premiums collected.
Quarterly Insurance Insights

Life Insurance Surrender Retention report 12M FY'25

Public disclosures show ₹2.5 trillion in surrenders/early exits last FY, with significant hidden details beneath the headline.
Quarterly Insurance Insights

Life Insurance: Sum Assured report (Q1 FY'26)

With an 18% YoY growth in individual business and 19% in group business, the momentum is strong.
Others

MGAs Are Coming to India

The rise of the MGA originally came from filling the gaps left behind by traditional insurers — providing coverage for things people want protected but would otherwise be unable to protect.
Quarterly Insurance Insights

Life Insurance: Sum Assured report (9M FY'26)

India’s life insurance coverage continues to scale- ₹91 trillion in new business sum assured in 9M FY’26, with strong momentum across both group and individual segments.
Artificial Intelligence
InsureBot Voice

Higher Cross-Sell : How a Large Life Insurer Managed Cross-Sell On A Difficult Base with Human-in-the-Loop AI Bots

System Enhancement
Product Configurator

Configuring an Insurance Product in 2 Hours Instead of 10 Days

Artificial Intelligence
InsureBot Voice

Why We Built Our Own Insurance AI Bot — And What It's Doing Now

Liquidity
Policy Loans

Access Fund in Lock-in : How a Large Life Insurer Cut Loan Disbursement Time from 7 Days to 5 Hours

Managed Services
RenewMax

Insurer sees ₹100 Cr+ recovery …

ECM
Persist Pro

₹400 Cr incremental branch level retention…

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